If you're overwhelmed by debt, filing for bankruptcy can offer relief. Here are five reasons why bankruptcy may be the right choice for you:

1. Stop Creditor Harassment
   Filing for bankruptcy triggers an automatic stay, which immediately halts collection calls, wage garnishments, and lawsuits from creditors.
   

2. Wipe Out Unsecured Debts
   Chapter 7 bankruptcy discharges unsecured debts like credit cards, medical bills, and personal loans, giving you a clean slate.
   

3. Keep Your Essential Assets
   Bankruptcy laws allow you to keep your home, car, and retirement savings in most cases through exemptions. You don't have to lose everything to regain control of your finances.
   

4. Rebuild Your Credit
   Although bankruptcy impacts your credit score, many people find that within a year or two, they’re able to rebuild their credit by paying bills on time and using credit responsibly.
   

5. Peace of Mind
   Filing for bankruptcy gives you a clear path forward, reducing stress and anxiety about your financial situation. It’s the first step toward a more secure future.